Providing you with advice beyond compliance
Proudly independent · Personal advice · Personal service
Fixed-fee chartered accountants for limited companies, sole traders, partnerships and start-ups across Kent.
Running a small business is hard enough without chasing your accountant for an answer. Professional Trust Group works almost exclusively with owner-managed businesses — companies where the founder is also the person doing the work and making the decisions. That shapes how we operate: clear fixed fees, fast replies, proactive advice, and qualified accountants on every job. As an ICAEW Chartered firm those aren't just promises — see our guide to chartered vs certified accountants for what the qualifications actually guarantee.
Most of our small-business clients are turning over between £50k and £2m, often with a small team and a handful of contractors. If that's roughly you, we can almost certainly help. We work with businesses across Rochester, Chatham, Gillingham, Maidstone, Sittingbourne and the rest of Kent.
If you're already with another firm, we'll handle the whole handover for you — professional clearance, collection of records, and the move across to our systems. Most clients are switched over within a week or two with no disruption. Wondering whether to go independent or with a national chain? Read why an independent local accountant still beats the big groups.
Practical articles for Kent business owners on accounts, VAT, payroll and getting the most from your accountant.
The £10,000 rule is widely misunderstood. It is not a tax-free band — it is an exemption that disappears the moment the relevant loan total goes above £10,000, even temporarily. Here is how the beneficial-loan charge works in 2026/27.
A director's loan account is not the company bank account — it is a legal debt owed to or from the company. Get it wrong and your company can face section 455 tax at 35.75% while you still owe the underlying money. Here is everything you need to know.
Section 455 tax can cost a company £35,750 for every £100,000 a shareholder still owes at the relevant deadline — and the director still owes the underlying money. Here is how the charge works, when it becomes payable and how to avoid it.
An overdrawn DLA does not have to stay that way. There are six main routes to clearing it — but each has different tax and timing consequences. Getting the sequence right can mean the difference between section 455 or no section 455.
Book a free 30-minute intro call. We'll listen to what you need, explain how we can help, and put a clear monthly fee in front of you.
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