Property Tax Specialists for Landlords & Investors

Property taxation is increasingly complex. Our specialist team helps landlords and property investors navigate the rules, minimise their tax burden, and structure their portfolios for long-term success.

Why You Need Specialist Property Tax Advice

Property taxation has become increasingly complex in recent years, with numerous rule changes affecting landlords and investors. Generic accountants often lack the specialist knowledge to optimise your property tax position effectively.

Specialist Expertise

Our team focuses on property taxation, staying current with all the latest rule changes and planning opportunities.

Proactive Planning

We don't just file returns—we help you plan acquisitions, disposals, and restructures for maximum tax efficiency.

Risk Management

We ensure full compliance whilst implementing legitimate tax planning, protecting you from HMRC enquiries.

Our Core Services for Buy-to-Let Landlords

Whether you have a single rental property or a substantial portfolio, we provide comprehensive tax services tailored to your needs.

Rental Income Tax Returns

We prepare comprehensive tax returns for your rental income, ensuring all allowable expenses are claimed and you pay the right amount of tax.

  • Property income calculations
  • Expense claims
  • Mortgage interest relief
  • Wear and tear allowances
  • HMRC submissions

Capital Gains Tax Planning

Strategic advice on minimising CGT when selling investment properties, including timing strategies and available reliefs.

  • 60-day CGT reporting
  • Main residence relief
  • Lettings relief
  • Private residence elections
  • Loss planning

Property Portfolio Reviews

Regular reviews of your property portfolio's tax efficiency, identifying opportunities to restructure and optimise your holdings.

  • Portfolio analysis
  • Structure reviews
  • Efficiency recommendations
  • Growth planning
  • Exit strategies

Incorporation Advice

Expert guidance on whether incorporating your property business could be beneficial, including tax implications and practical considerations.

  • Incorporation analysis
  • Tax modelling
  • SDLT implications
  • Company formation
  • Ongoing compliance

Inheritance Tax Planning

Protect your property wealth for future generations with strategic inheritance tax planning specifically for property portfolios.

  • Property valuations
  • Gift strategies
  • Trust structures
  • Business property relief
  • Family succession

Finance & Mortgage Interest

Navigate the complex rules around mortgage interest relief and ensure you're structuring your borrowings tax-efficiently.

  • Interest restriction rules
  • Finance cost relief
  • Refinancing advice
  • Company loans
  • Tax credit claims
Property Investors

Services for Property Investors & Developers

Beyond buy-to-let, we provide specialist tax advice for property investors, developers, and those with more complex property interests.

Investment Strategy Support

Financial modelling and tax projections to help you evaluate potential property investments and understand the true returns.

  • Cash flow projections
  • Tax impact analysis
  • ROI calculations
  • Scenario modelling

Development & Flipping

Tax advice for property developers and flippers, including trading vs investment distinctions and VAT considerations.

  • Trading status advice
  • VAT implications
  • Corporation tax planning
  • Development finance

HMO & Holiday Lets

Specialist advice for houses in multiple occupation and furnished holiday lettings, which have unique tax rules and opportunities.

  • FHL qualifying rules
  • Capital allowances
  • Business rates relief
  • Licence compliance

Commercial Property

Tax planning for commercial property investments, including VAT options, capital allowances, and pension fund purchases.

  • Option to tax
  • Capital allowances
  • SIPP purchases
  • Lease considerations
Important Updates

Recent Tax Changes Affecting Landlords

Property taxation rules are constantly evolving. Stay informed about changes that could affect your portfolio.

Mortgage Interest Relief

The restriction on mortgage interest relief for individual landlords means many now pay more tax. We can advise on whether incorporation might help.

60-Day CGT Reporting

UK residents must now report and pay CGT on residential property sales within 60 days of completion. We handle this time-critical requirement.

Stamp Duty Surcharges

Additional property purchases attract a 3% SDLT surcharge. We help you understand when this applies and plan acquisitions accordingly.

Energy Efficiency Rules

New EPC requirements are being introduced. We help you understand the tax relief available for energy efficiency improvements.

Serving Clients Across Kent & the UK

While we're based in Rochester, we work with clients throughout Kent and across the UK. Find out more about our services in your area.

MedwayRochesterChathamGillinghamKentStroodRainhamMaidstoneSittingbourne View All Locations

Frequently Asked Questions

Should I put my buy-to-let in a limited company?
Sometimes — but only after the numbers stack up. Limited companies escape section 24 and keep full mortgage-interest relief, but moving an existing portfolio in can trigger CGT and SDLT, and corporate mortgages are usually more expensive. We model your specific portfolio before recommending anything.
What is section 24 and does it affect me?
Section 24 restricts mortgage-interest relief for individual landlords to a basic-rate (20%) tax credit. Higher- and additional-rate landlords now effectively pay tax on revenue rather than profit. If you have a mortgaged buy-to-let and you're a higher-rate taxpayer, you are affected.
When do I need to file a 60-day CGT return?
UK residents selling a residential property with CGT to pay must report and pay within 60 days of completion. We handle the calculation and the filing, including Private Residence Relief and lettings relief where applicable.
Do you work with HMOs and holiday lets?
Yes. Houses in Multiple Occupation and Furnished Holiday Lettings each have their own tax rules — including capital allowances and potential business-asset reliefs. We can advise on whether your property qualifies and how to make the most of it.
I only have one rental — do you only work with large portfolios?
No. We work with everything from single buy-to-lets to portfolios of 50+ properties. The advice and the price scale to your situation.
How does the 3% SDLT surcharge work?
An additional 3% SDLT applies to most purchases of additional residential properties costing £40,000 or more — and always applies if a company is the buyer. We help structure purchases to mitigate it where possible and ensure the right reliefs are claimed.

What Our Clients Say

Trusted by businesses and individuals across the UK

Ready to Optimise Your Property Tax Position?

Book a free, no-obligation consultation with one of our property tax specialists. We'll review your portfolio and identify opportunities to reduce your tax burden.

Book Your Free Consultation View All Services