Landlords in 2026/27: Section 24, Holiday Lets and Capital Gains
The end of Furnished Holiday Lettings, Section 24 mortgage relief, MTD and capital gains: a practical round-up of where landlords stand in 2026/27.
Providing you with advice beyond compliance
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Property taxation is increasingly complex. Our specialist team helps landlords and property investors navigate the rules, minimise their tax burden, and structure their portfolios for long-term success.
Property taxation has become increasingly complex in recent years, with numerous rule changes affecting landlords and investors. Generic accountants often lack the specialist knowledge to optimise your property tax position effectively.
While many local firms join larger groups, we remain independent — so you keep the same team, direct access to senior expertise and truly personal service.
Our team focuses on property taxation, staying current with all the latest rule changes and planning opportunities.
We don't just file returns—we help you plan acquisitions, disposals, and restructures for maximum tax efficiency.
We ensure full compliance whilst implementing legitimate tax planning, protecting you from HMRC enquiries.
Whether you have a single rental property or a substantial portfolio, we provide comprehensive tax services tailored to your needs.
We prepare comprehensive tax returns for your rental income, ensuring all allowable expenses are claimed and you pay the right amount of tax.
Strategic advice on minimising CGT when selling investment properties, including timing strategies and available reliefs.
Regular reviews of your property portfolio's tax efficiency, identifying opportunities to restructure and optimise your holdings.
Expert guidance on whether incorporating your property business could be beneficial, including tax implications and practical considerations.
Protect your property wealth for future generations with strategic inheritance tax planning specifically for property portfolios. We'll tell you honestly which reliefs apply — HMRC treats ordinary property investment and letting businesses as investment activities, so they generally do not qualify for Business Relief.
Navigate the complex rules around mortgage interest relief and ensure you're structuring your borrowings tax-efficiently.
Beyond buy-to-let, we provide specialist tax advice for property investors, developers, and those with more complex property interests.
Financial modelling and tax projections to help you evaluate potential property investments and understand the true returns.
Tax advice for property developers and flippers, including trading vs investment distinctions and VAT considerations.
Specialist advice for houses in multiple occupation and holiday lets. The separate Furnished Holiday Lettings tax regime was abolished from April 2025, so getting the current treatment right matters more than ever.
Tax planning for commercial property investments, including VAT options, capital allowances, and pension fund purchases.
Property taxation rules are constantly evolving. Stay informed about changes that could affect your portfolio.
The restriction on mortgage interest relief for individual landlords means many now pay more tax. We can advise on whether incorporation might help.
UK residents must now report and pay CGT on residential property sales within 60 days of completion. We handle this time-critical requirement.
Additional property purchases attract a 5% SDLT surcharge (raised from 3% on 31 October 2024). We help you understand when this applies and plan acquisitions accordingly.
Higher minimum energy-efficiency standards are planned for privately rented homes. We can help landlords understand the tax treatment of related expenditure, including the distinction between deductible repairs and capital improvements.
While we're based in Rochester, we work with clients throughout Kent and across the UK. Find out more about our services in your area.
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Our hand-picked property tax guides, in reading order — Section 24, company vs personal ownership, allowable expenses, capital gains and VAT on conversions.
The end of Furnished Holiday Lettings, Section 24 mortgage relief, MTD and capital gains: a practical round-up of where landlords stand in 2026/27.
Section 24 changed buy-to-let economics overnight. If you're a higher-rate landlord, here's exactly how it hits your tax bill and what you can do.
Should new buy-to-lets go into a limited company or your own name? The honest answer is 'it depends', so here's how to work out which side of the line you fall on.
Most landlords under-claim. From mileage and agent fees to insurance, training and the repairs-vs-capital rules, here's a checklist of every allowable expense — plus the answer on lease extension costs.
Selling a second home in 2026/27? With a smaller annual exempt amount, the 60-day CGT window and the new rates, getting this right matters more than it used to.
Converting offices or shops into homes? In the wrong structure, the VAT on the works is a straight cost. In the right one, you recover it in full — and the transfer to your letting company escapes SDLT too.
Book a free, no-obligation intro consultation with one of our property tax specialists. Tell us about your portfolio and we'll explain how we can help and what it would cost.