Personal Tax Advisers for Individuals & Families

From annual tax returns to long-term wealth planning, we provide personalised tax advice that helps you keep more of what you've worked hard to earn whilst protecting your family's future.

Personal Tax Advice You Can Trust

Tax can be complicated, but our approach is simple: we take the time to understand your personal circumstances and explain everything in plain English. As ICAEW Chartered Accountants, you can be confident in our expertise and integrity.

Personal Approach

We treat every client as an individual, taking time to understand your unique circumstances and goals.

Tax Savings

We proactively identify opportunities to reduce your tax bill using legitimate reliefs and allowances.

Peace of Mind

Rest easy knowing your tax affairs are in expert hands, fully compliant with HMRC requirements.

Our Core Personal Tax Services

Comprehensive tax services covering every aspect of your personal finances, from annual compliance to strategic long-term planning.

Self Assessment Tax Returns

We prepare and submit your self assessment tax return, ensuring you claim all available reliefs and pay the right amount of tax—no more, no less.

  • Employment income
  • Rental income
  • Investment income
  • Foreign income
  • Self-employment income

Capital Gains Tax Planning

Expert advice on minimising capital gains tax when selling assets, using available reliefs and timing strategies effectively.

  • Share disposals
  • Second property sales
  • Business asset sales
  • Annual exemption planning
  • Loss utilisation

Inheritance Tax Planning

Protect your family's wealth with strategic inheritance tax planning, ensuring you can pass on as much as possible to your loved ones.

  • Estate valuations
  • Gift planning
  • Trust structures
  • Business relief
  • Lifetime planning

Pension & Retirement Planning

Maximise your pension contributions and plan tax-efficiently for retirement, including advice on pension drawdown options.

  • Contribution optimisation
  • Annual allowance
  • Lifetime allowance
  • Drawdown planning
  • Tax-free lump sums

Trust & Estate Administration

We help executors and trustees fulfil their responsibilities, handling tax returns and ensuring proper compliance.

  • Trust tax returns
  • Estate administration
  • Executor support
  • Beneficiary distributions
  • Ongoing compliance

HMRC Enquiry Support

If HMRC opens an enquiry into your tax affairs, we provide expert representation and support throughout the process.

  • Enquiry management
  • HMRC correspondence
  • Negotiation support
  • Penalty mitigation
  • Disclosure assistance
Life Events & Tax Planning

Tax Advice for Life's Key Moments

Major life events often have significant tax implications. We're here to help you navigate these transitions and make tax-efficient decisions.

Getting Married

Marriage opens up tax planning opportunities, including the marriage allowance and inheritance tax benefits. We can help you structure your finances as a couple.

Having Children

Child benefit, junior ISAs, and education planning—we help families navigate the tax implications and opportunities that come with growing your family.

Receiving an Inheritance

Inheriting money or assets can have tax implications. We help you understand your position and make the most of what you've received.

Selling a Property

Whether it's a second home or inherited property, we help you understand the capital gains tax implications and plan the sale tax-efficiently.

Approaching Retirement

The years before and after retirement are crucial for tax planning. We help you optimise pension access and structure your income in retirement.

Leaving an Estate

We help you plan your estate to minimise inheritance tax and ensure your wishes are carried out efficiently for your beneficiaries.

Self-Assessment Tax Return Deadlines

Don't miss these important tax dates—penalties apply for late filing and payment.

5 Oct

Register for self-assessment (if new)

31 Oct

Paper tax return deadline

31 Jan

Online return & payment deadline

Serving Clients Across Kent & the UK

While we're based in Rochester, we work with clients throughout Kent and across the UK. Find out more about our services in your area.

MedwayRochesterChathamGillinghamKentStroodRainhamMaidstoneSittingbourne View All Locations

Frequently Asked Questions

When do I need to file my self-assessment tax return?
Paper returns are due by 31 October; online returns and any tax due are due by 31 January following the end of the tax year. Late filing triggers an automatic £100 penalty and further fines stack up quickly.
How much does a self-assessment tax return cost?
For a straightforward return — employment, savings and a single rental — fees usually start from around £250. More complex returns (multiple rentals, foreign income, capital gains, partnerships) are quoted on a case-by-case basis. Pricing is always agreed upfront.
I've received a letter from HMRC opening an enquiry. Can you help?
Yes — we represent clients in HMRC enquiries, voluntary disclosures and dispute work. We handle the correspondence and meetings so you don't have to, and we'll give you a realistic picture of what to expect from day one.
Do I need to report cryptocurrency on my tax return?
Almost always, yes. HMRC treats most crypto activity as creating capital gains, and active trading can be taxed as income. We help clients calculate gains across exchanges and report them correctly.
What is the 60-day CGT property return?
If you sell a UK residential property as a UK resident and CGT is due, you must report and pay the estimated tax within 60 days of completion. We prepare and file the return for you, including calculating any Private Residence Relief.
Can you help with inheritance tax planning?
Yes. We work with families on lifetime gifting, trusts, business property relief and the right ownership structures, often alongside your solicitor or financial adviser. The earlier we start, the more options you have.

What Our Clients Say

Trusted by businesses and individuals across the UK

Ready to Discuss Your Personal Tax Needs?

Book a free, no-obligation consultation with one of our personal tax advisers. We'll take the time to understand your situation and explain how we can help.

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