Landlords in 2026/27: Section 24, Holiday Lets and Capital Gains
The end of Furnished Holiday Lettings, Section 24 mortgage relief, MTD and capital gains: a practical round-up of where landlords stand in 2026/27.
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Essential reading for landlords and property investors — allowable expenses, Section 24 finance-cost restrictions, the limited company versus personal ownership decision, capital gains, and VAT on specialist conversions.
The end of Furnished Holiday Lettings, Section 24 mortgage relief, MTD and capital gains: a practical round-up of where landlords stand in 2026/27.
Section 24 changed buy-to-let economics overnight. If you're a higher-rate landlord, here's exactly how it hits your tax bill and what you can do.
Should new buy-to-lets go into a limited company or your own name? The honest answer is 'it depends', so here's how to work out which side of the line you fall on.
Most landlords under-claim. From mileage and agent fees to insurance, training and the repairs-vs-capital rules, here's a checklist of every allowable expense — plus the answer on lease extension costs.
Selling a second home in 2026/27? With a smaller annual exempt amount, the 60-day CGT window and the new rates, getting this right matters more than it used to.
Converting offices or shops into homes? In the wrong structure, the VAT on the works is a straight cost. In the right one, you recover it in full — and the transfer to your letting company escapes SDLT too.
Book a free 30-minute intro consultation with one of our chartered accountants — we'll explain how we can help.
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