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Tax planning guidance for individuals — from pension contributions and the £100k adjusted-net-income trap to capital gains on second homes. Clear explanations of income tax rules that affect higher earners, landlords and business owners alike.
Between £100,000 and £125,140 the effective tax rate on your income is 60% — and crossing £100,000 can also cost you tax-free childcare and 30 free hours overnight. The fix is often simpler than people think: a well-timed pension contribution. Here's exactly how it works in 2026/27, with worked examples.
Pension contributions can rescue your personal allowance above £100,000, protect your Child Benefit, and save your company corporation tax. Here's how the main benefits work.
Selling a second home in 2026/27? With a smaller annual exempt amount, the 60-day CGT window and the new rates, getting this right matters more than it used to.
Book a free 30-minute intro consultation with one of our chartered accountants — we'll explain how we can help.
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